Gracious Moves - Senior Transition Specialists
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Recent Posts

Misdiagnosed with Alzheimer's
Assisted Living vs. Staying at Home
Waiting to Sell? Here's Some Great Market News!
Waiting to Sell? How Rising Interest Rates Will Impact You
Are You Sure That's a Bedroom?

Most Popular Posts

Moving Mom and Dad, and Don't Know Where to Start?
Moving Mom...Let's Move!
Moving Mom...Choosing the Right Retirement Community
Moving Mom...the Next Step - It's Show Time! (Part II)
Moving Mom...Listing the Home for Sale

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Brooke's Blog

financial planning, financial plan, financial planner

Assisted Living vs. Staying at Home

As published in the Savannah Morning News - 22 September 2013
 
Assisted Living vs. Staying at Home.
 
Are you considering the option of moving to an assisted living community or trying to stay at home?  Most people I consult with tell me they are trying to stay in their homes for as long as possible.  Here are some things to consider.
 
Assisted living adds a safety component to seniors living alone.  It can be the difference of life and death.  Falling is one of the most frequent accidents I see in the elderly, and falls can change your life in an instant.

Waiting to Sell? Here's Some Great Market News!

As published in the Savannah Morning News - 1 September 2013
 
Waiting to Sell? Some more great market news!
 
The market is hot, hot, hot!  Last week I gave you 11 reasons why you should get off the fence and sell now.  Now here’s another that is sure to inject a slew of new buyers into the market.
 
Friday, August 16, the Federal Housing Association (FHA) pulled a rabbit out of their hat, shortening the waiting period for homebuyers who are now “seasoning”.  I have written several articles about these buyers, who must wait to buy again after experiencing a bankruptcy, foreclosure or short sale.

Moving Mom..."Seasoned" buyers get creative.

As published in the Savannah Morning News - 19 May 2013
 
“Seasoned” buyers get creative
 
Last week’s column was devoted to rebound buyers:  those who have been renting, have saved a down payment, and are anxious to move forward with a purchase, while recovering from foreclosure or bankruptcy.  We learned that “seasoning” is the waiting period required (by Fannie Mae/Freddie Mac, the Veterans Administration or the Federal Housing Authority) before these buyers are qualified to purchase a home again.

Moving Mom...Foreclosures and Bankruptcies, Part II

As published in the Savannah Morning News - 12 May 2013
 
Foreclosures and Bankruptcies - “Seasoned” buyers are buying…Part II
 
Last week we talked about rebound buyers, who are on a determined track of recovery following bankruptcy or foreclosure.  These buyers have worked hard to rebuild their lives, their credit, save money and re-qualify for home ownership.  They are also being “seasoned” to meet the time line requirements set by the following lenders:  Fannie Mae/Freddie Mac; Department of Veterans Affairs; Federal Housing Administration.

Moving Mom...Foreclosures and Bankruptcies, Part I

As published in the Savannah Morning News - 5 May 2013
 
Foreclosures and Bankruptcies - “seasoned” buyers are buying…Part I
 
It’s been a rough six years.  We are spotting the survivors…peeking their heads out of the sand, working their way out of debt, improving their credit scores, saving for a down payment and working hard in their recovery efforts to buy a home again.  Many have lost jobs, spouses, have experienced illnesses, the collapse of companies, and yet we all share a common thread in the American Dream, that of home ownership.

Plan Before You Sell Your Home

As published in the Savannah Morning News - 21 April 2013
 
Plan for your next home before you sell.
 
The road map to a secure financial future, and knowing what you can afford to buy or rent after you sell your home, is all about planning.  Meeting with a financial planner is an important step in the process of knowing how long your retirement money will last and what you can afford to spend on your next home.
 
Too often I meet with senior customers who want to list and sell their home, but don’t have a clear picture as to what comes next.
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